Custom-tailored to your individual project, Sutton’s Film Producers’ Indemnity policy can cover you for any extra expenses incurred due to the interruption, postponement, or cancellation of the insured production caused by the death, injury, or sickness of cast and crew, physical loss or damage of media property, and physical loss or damage to property or production facilities. The policy will also cover the replacement of props, sets, and wardrobe, miscellaneous equipment, automobiles, office contents, and animals due to loss, damage, or theft when used in connection with the insured production.

Sutton Film Producers’ Indemnity policy can be offered on an annually renewable basis to cover a collection of small budget productions such as commercials, corporate videos, documentaries, educational/industrial videos, and short films to be produced during the policy period. The policy offers the same breadth of coverage as outlined above for individual productions such as Feature Films and TV Series.

Guild accident insurance is an Accidental Death & Dismemberment policy that covers cast and crew, including employees and freelancers who are members of a Guild, trade association, or labor union. Coverage is a lump sum benefit for accidental death, loss of limbs, paralysis and/or loss of use of limbs, eyesight, hearing, and speech.

This insurance covers compensatory damages that the production becomes legally liable to pay by reason of liability imposed by law or assumed under contract for bodily injury, property damage, personal injury, and advertising injury.

Producers’ E&O coverage protects the production company against lawsuits that stem from the content of the insured production. These lawsuits could include but are not limited to copyright infringement, defamation, unauthorized use of copyrighted/trademarked material, etc. Producers’ E&O is usually required by distributors and financiers.

Distributors’ E&O coverage protects the distributor against the same lawsuits as Producers’ E&O that stem from the distribution of content.

Do you have any shoots outside of Canada that require your Canadian employees to travel to a foreign country? This policy will provide these employees with Workers’ Compensation benefits (equivalent to the amounts dictated by law in the employees’ province/territory of residence) including excess Repatriation Expenses and Employer’s Liability coverage while working abroad.

Do you have any shoots outside Canada or the USA and need to rent or hire vehicles locally? This policy provides excess liability coverage over any local insurance coverage available or mandated by law for such hired or non-owned vehicles.